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Financial Services Committee Examines Next Steps for Wells Fargo

first_img Previous: Industry Groups Applaud FHA CWCOT Changes Next: Joe Biden Addresses Housing Inequality Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Financial Services Comittee Wells Fargo  Print This Post March 10, 2020 1,657 Views Financial Services Committee Examines Next Steps for Wells Fargo About Author: Mike Albanese Subscribe Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Financial Services Committee Examines Next Steps for Wells Fargocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Financial Services Comittee Wells Fargo 2020-03-10 Mike Albanese in Daily Dose, Featured, Government, Market Studies, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Maxine Waters, Chairwoman of the Financial Services Committee, called Wells Fargo a “lawless organization” that has caused harm to millions of consumers during Tuesday’s hearing. Wells Fargo CEO Charlie Scharf testified before the committee during the hearing titled “Holding Wells Fargo Accountable: CEO Perspectives on Next Steps for the Bank that Broke America’s Trust.” Waters said Scharf is the third Wells Fargo CEO to speak to the committee over the past three years. She noted that each Wells Fargo executive that spoke to the committee resigned shortly after. The Securities and Exchange Commission (SEC) announced in February that the bank will pay a $3 billion settlement over its account scandal dating back to 2016. Wells Fargo’s penalties include a $500 million fine to the SEC. According to the SEC’s order, between 2012 and 2016, Wells Fargo publicly touted to investors the success of its Community Bank’s “cross-sell” strategy, which it characterized as a key component of its financial success. According to the order, from 2002 to 2016, Wells Fargo opened millions of accounts of financial products that were unauthorized or fraudulent.Waters said the bank opened 3.5 million accounts, costing consumers more than $6 million. She added that the Office of the Comptroller of the Currency is aware of cases that the number of consumer accounts needing remediation for abuse exceeds 50,000 and the amount of harm exceeds $10 million. “I’m very concerned that the banks’ pattern of harming its consumers appears to persist,” Water said. Waters referenced a staff report from a 2019 Federal Reserve meeting and a senior executive at Wells Fargo said the bank should not bring in any new customers due to the bank’s actions. “Based on the findings of the majority staff report, I agree with the sentiment that Wells Fargo isn’t ready to be America’s bank again,” Waters said. Committee member and Chair of Oversight and Investigations Al Green said, “My constituents would like to know how is it that Wells Fargo can pay a $3B fine, commit fraud, open accounts with knowledge of customers, and not one person goes to jail.” He added that of all the top banks, there has never been a CEO go to jail. “It seems that they are not only too big to fail, they’re also too big to jail. This issue has to be resolved and it cannot be resolved by simply paying off the government,” Green said. “Wells Fargo has to do more to atone for its transgressions.” Green said Wells Fargo cannot continue to run what appears to be a “criminal enterprise.” Fellow committee member Patrick McHenry, however, noted that his colleagues on the other side of the aisle “made up their minds about Wells Fargo long ago.” He said that before the committee received any evidence in 2016, Waters said she had come to the conclusion that “Wells Fargo should be broken up. It’s too big to manage.” McHenry said that after reviewing nearly half a million documents and countless testimony, that breaking up the bank is not the answer. “Wells Fargo isn’t too big to manage. The findings of this document show it was grossly mismanaged,” he said. He said evidence shows the source of issues was its structure and leadership team. McHenry also dismissed the hearings set for Wednesday, as the committee will hear testimony from two prior board members with “the sole purpose of embarrassing them.” McHenry called the hearings “politically motivated” and not sure what the committee hopes to accomplish by speaking to people who are no longer with the company, especially given the current economic challenges taking place.  “Investors fear over the spread of coronavirus has had widespread consequences for the financial services industry, the economy, and the markets,” McHenry said. “Our constituents have real concerns and they expect us to put aside politics and focus on the urgent matters at hand.” Committee member Andy Barr said the scandals surrounding Wells Fargo breached the public trust. He said the committee is not here to re-litigate the bank, but instead wants to know what the bank is doing to fix its mistakes. “Wells Fargo’s individualized mistakes and misconduct sparked unfair anti-bank rhetoric that has been applied to all banks of all sizes … but labeling all banks as the villains of capitalism makes it easier for some on the far left to justify their quest to impose socialism on our free-market economy and politicize access to capital,” Barr said. Scharf said during the hearing that prior actions reported by the Department of Justice, the SEC, and the OCC show “deeply disturbing conduct.” “We had a flawed business model and how the company was managed. Our structure and culture were problematic, and the company’s leadership failed its stakeholders,” Scharf said. Scharf said he is confident the company can move in the right direction and that transformation has already begun. He added there will be an assessment of external and internal shortcomings and what needs to be done to address them. Work outlined by government regulators will be prioritized, Scharf said. Scharf said he has brought in three new members to the leadership team and expects to add two more—all from outside the bank. He also said 75% of the leadership team will be new since 2018. “Hiring experienced people with proven track records in the issues we face is necessary to bring about the change required,” Scharf said. Wells Fargo’s new CEO said the bank will offer greater transparency in how the business works, risks it faces, and the way it treats customers. He added the company is altering its evaluation and compensation practices to ensure higher accountability. “The guiding principle in how we make business decisions must be that everything starts and ends with our customers. We must put them first in our decision making in all we do,” Scharf said. Just 24 hours before Wells Fargo and Scharf appeared before the Financial Services Committee, the bank announced that Chair of the Board of Directors Elizabeth Duke resigned from her post. Duke was elected Chair in January 2018 and previously served as Vice Chair from October 2016 to December 2017. Board member James Quigley also resigned. Both resignations were effective on March 8. Charles Noski will serve as Chair of the Board of Directors. He joined the board in June 2019 and is a retired Vice Chairman and former CFO of Bank of America. “On behalf of Wells Fargo and all of its employees, I would like to thank [Elizabeth] and Jim for the contributions they have made over the past several years,” Scharf said in a release. “They have helped the Board navigate significant challenges relating to the sales practices issues, and they began the hard work of instituting necessary changes in leadership, governance, compensation programs and our business model that form the foundation on which we are continuing to rebuild the trust we’ve lost. We wish them the best.”Duke and Quigley released a joint statement saying: “Since we were made aware of the egregious harms suffered by Wells Fargo’s customers, we were and remain fiercely determined to do right by them and to strengthen the bank’s culture and controls. We have made these our top priorities. In addition, we hired new external leadership with the ability to be an effective change-agent, which we found with our CEO, Charlie Scharf. As the markets face increasing volatility, a strong Wells Fargo is needed now more than ever.” They added that out of “continued loyalty and ongoing commitment” to Wells Fargo’s customers and employees, they recommended leaving their positions. “We believe that our decision will facilitate the bank’s and the new CEO’s ability to turn the page and avoid distraction that could impede the bank’s future progress,” they said.  Related Articleslast_img read more

Three in frame for Everton vacancy

first_img Wigan boss Roberto Martinez is one of the names definitely in the running and remains the favourite but the identity of the other two is unclear at this stage. Everton officials have recently spoken to Red Bull Salzburg sporting director Ralph Rangnick, who had success at German sides Hoffenheim and Schalke, but it is not known whether he has made the final trio of candidates to replace Manchester United-bound David Moyes. Press Association Porto’s Vitor Pereira has also been approached by the Toffees while the likes of Cardiff’s Malky Mackay and Celtic’s Neil Lennon were also linked with the post. Everton began with a list of about 30 names and have interviewed internal candidates, turning their attention to out-of-work managers or those whose contracts are expiring – like Pereira – before lastly sounding out those currently working at clubs. An approach for Martinez was made last Friday – and granted by Dave Whelan – and the Spaniard emerged as the favourite after telling the Wigan chairman on Tuesday he wanted to leave the FA Cup winners after four seasons as he did not feel he was able to fulfil the task of trying to get the Latics back into the Premier League after relegation. Everton chairman Bill Kenwright met with Martinez in London on Wednesday and is expected to complete his deliberations over the weekend. Whelan is looking for £2million compensation to allow Martinez to break the remaining 12 months of his contract, a factor which may yet come into the final reckoning. Everton left-back Leighton Baines gave Martinez his seal of approval. “It all sort of seems to be going on at the moment,” said the England international. “Thankfully we are in camp so I am keeping it at the back of my mind for now and concentrating more on England. “Roberto Martinez has been linked with the job. He is a terrific manager so we will just wait and see.” center_img Everton’s hunt for their next manager has been narrowed down to a shortlist of three, Press Association Sport understands.last_img read more

CONCACAF shifts Qatar 2022 World Cup Qualifiers to March 2021

first_imgBy Rawle ToneyTHE Confederation of North, Central American and Caribbean Association Football (CONCACAF), announced on Tuesday, that their Qualifiers for the FIFA World Cup Qatar 2022 will not be played in the FIFA match windows of October or November 2020, and will instead begin with the first round in the FIFA match window of March 2021.In a release, the Confederation said the decision came following recent discussions with its member associations, FIFA and other stakeholders as they continue to plan for the resumption of its competitions across the region.The reason, CONCACAF stated, is because many parts of the region continue to have very challenging public health situations.Additionally, several countries across the Confederation have travel restrictions and quarantine requirements, which would make international football involving 30 national teams extremely difficult.Guyana’s Golden Jaguars were drawn in Group F alongside Trinidad and Tobago, St Kitts and Nevis, Puerto Rico and The Bahamas.With just one month to go before Guyana kickoff their 2022 Qatar World Cup qualifiers against Trinidad and Tobago, president of the Guyana Football Federation (GFF), Wayne Forde, said he’s worried, that the current guidelines set by the country’s National COVID-19 Task Force, will be a bugbear for the country’s preparation plans.“Absolutely nothing is taking place because nothing can take place until such time that we have the approval and the guidance and protocols from the Ministry of Health and the COVID-19 Task Force,” Forde said during an appearance on NCN’s Guyana Today TV show on Friday.The Golden Jaguars were drawn in Group F in the CONCACAF zone of the 2022 Qatar World Cup Qualifier, alongside Trinidad and Tobago, St Kitts and Nevis, Puerto Rico and The Bahamas.According to CONCACAF’s schedule for their leg of the 2022 Qatar World Cup qualifiers, the Golden Jaguars are set to travel to Trinidad and Tobago on October 8, where they will kick-off their campaign against the Soca Warriors.Following their game in the Twin Island Republic Guyana will return home to play the Bahamas on Tuesday, October 13.On November 13, Guyana will travel to St Kitts and Nevis for their third game and then host Puerto Rico on November 17.Only recently, in a Chronicle Sport article, president of the Guyana Football Federation, Wayne Forde, said was worried that the current guidelines set by the country’s National COVID-19 Task Force, would’ve been a bugbear for the country’s preparation plans.GFF president had reasoned that while football in some parts of the world has returned under strict protocols by FIFA and the respective health officials, locally, it’s a contrasting story.However, while most of the Jaguars’ overseas-based players have returned to action in their respective leagues, locally, football has been at a stand-still since the pandemic in March, or, as the case of the GFF Elite League, since March of 2019.Forde noted that both the game’s global body, FIFA and the confederation of CONCACAF, are closely monitoring the situation for the participating countries, while revealing the GFF has been providing “constant update to them, so I’m sure in a matter of days we’ll be formally notified by the decisions of FIFA and CONCACAF that will help to mitigate what we anticipate a real problem, if we’re unable to prepare properly.”Guyana’s best performance at a FIFA World Cup qualifier tournament came in the run-up to the 2014 edition, where the Golden Jaguars had reached the penultimate round of the CONCACAF Zone.last_img read more

Curler’s doping charge could hurt Russia’s chance at reinstatement

first_imgPYEONGCHANG, South Korea >> Russia could lose its chance to be reinstated before the end of the Winter Olympics because of a doping charge against curling bronze medalist Alexander Krushelnitsky.The Court of Arbitration for Sport said in a statement Monday that it has “initiated a procedure involving” Krushelnitsky, who finished third in mixed doubles with his wife, Anastasia Bryzgalova.Russian officials said he tested positive for meldonium, which was banned in 2016, and has left the Olympic …last_img

Photo library: Countryside 25

first_img{loadposition tc}Click on a thumbnail for a low-resolution image, or right-click on the link below it to download a high-resolution copy of the image.» Download Countryside contact sheet (1.6MB) » Download full image library contact sheet (10.5MB) KwaZulu Natal Midlands: Eunice Madlala at work in the dairy of Swissland Cheese Farm.Photo: Hannelie Coetzee,MediaClubSouthAfrica.com » Download high-res image KwaZulu Natal Midlands: Eunice Madlala at work in the dairy of Swissland Cheese Farm.Photo: Hannelie Coetzee, MediaClubSouthAfrica.com » Download high-res image KwaZulu Natal Midlands: Eunice Madlala at work in the dairy of Swissland Cheese Farm.Photo: Hannelie Coetzee, MediaClubSouthAfrica.com » Download high-res image KwaZulu-Natal Midlands: Wheels of cheese maturingat Swissland Cheese Farm. Photo: Hannelie Coetzee, MediaClubSouthAfrica.com » Download high-res image KwaZulu Natal Midlands:Wheels of cheese maturing at Swissland Cheese Farm.Photo: Hannelie Coetzee » Download high-res image Free State province:Children’s playground in the town of Harrismith. Photo: Graeme Williams, MediaClubSouthAfrica.com » Download high-res image KwaZulu-Natal province:Cattle farm. Photo: Graeme Williams, MediaClubSouthAfrica.com » Download high-res image KwaZulu-Natal province: Cattle farm. Photo: Graeme Williams, MediaClubSouthAfrica.com » Download high-res image KwaZulu-Natal province:Centre-pivot irrigation system on a farm. Photo: Graeme Williams, MediaClubSouthAfrica.com » Download high-res imageCOUNTRYSIDE 25: {loadposition cs}Having trouble downloading high-resolution images? Queries about the image library? Email Janine Erasmus at [email protected]last_img read more

PBA teams not obliged to lend players to PH squad for Champs Cup, says Reyes

first_imgFolayang to defend ONE title vs Nguyen at MOA Arena Reyes will call the shots for the PH team in the upcoming 2017 Fiba Asia Champions Cup in Chenzhou, China with the team largely made up of amateur standouts.“This tourney was not part of the discussion with the PBA. To be fair to the PBA, they have no obligations to this team,” he said.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutOf the 12-man roster, Carl Bryan Cruz, LA Revilla, Norbert Torres, and Alfrancis Tamsi are the only players who have existing contracts in the PBA, while Almond Vosotros, Jeric Teng, and Gab Banal are currently free agents.Reyes also understands why Alaska and GlobalPort are hesitant to lend players like Calvin Abueva and Terrence Romeo. Chot Reyes. Photo by Tristan Tamayo/INQUIRER.netBefore any criticism against the PBA is thrown, coach Chot Reyes is the first to absolve the league from lending its players to Chooks-to-Go Pilipinas.“When we put this together, this wasn’t even in the plan,” Reyes said Tuesday during the team’s sendoff at Discovery Suites Hotel in Mandaluyong.ADVERTISEMENT LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary Nonong Araneta re-elected as PFF president Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Don’t miss out on the latest news and information. Frontrow holds fun run to raise funds for young cancer patients  BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight “The agreement we had with the PBA is if their tournament is over, we can get them. Calvin and Terrence showed up in our first practice, but I told them that they shouldn’t be here and I was serious with that,” he said.“This is a club championship, not a national team competition.”The team leaves for Chenzhou on Wednesday.ADVERTISEMENTcenter_img Kammuri turning to super typhoon less likely but possible — Pagasa MOST READ Brace for potentially devastating typhoon approaching PH – NDRRMC LATEST STORIES Fire hits houses in Mandaluyong City View comments Read Next E.T. returns to earth, reunites with grown-up Elliott in new ad last_img read more

Olympic gymnastics ex-doctor pleads guilty to sex charges

first_imgKammuri turning to super typhoon less likely but possible — Pagasa “Michigan State University continues to be shocked and appalled by Larry Nassar’s now-admitted criminal conduct,” he said. “Any suggestion that the university covered up this conduct is simply false.”In a statement, U.S. Olympic Committee spokesperson Mark Jones said the organization is “disgusted that these acts occurred, heartbroken for the victims” and “proud of their courage for confronting this tragedy.”Jones also thanked “law enforcement personnel for ensuring (Nassar) is never able to abuse young women again.” Sochi gold medalist among 4 Russians banned for doping The criminal cases against Nassar followed reports last year in The Indianapolis Star about how USA Gymnastics, which trains Olympians, mishandled complaints about sexual misconduct involving the doctor and coaches. Women and girls said the stories inspired them to step forward with detailed allegations of abuse.Many of the accusers have sued Michigan State, USA Gymnastics and the U.S. Olympic Committee.“We are more than a year from my police report. Our abuser has pled guilty, but MSU, USAG and the USOC, you have yet to take responsibility for what happened on your watch,” said victim Rachael Denhollander. She said officials kept Nassar in power for decades after ignoring repeated reports of sexual assaults and brushing off the victims as being unable to tell the difference between a medical exam and a sexual violation.John Manly, an attorney for 105 accusers, said the three institutions “miserably failed children,” and he likened what happened with Nassar to the child sex abuse scandal at Penn State University. He criticized an internal review at Michigan State and called for an investigation of university officials by Michigan Attorney General Bill Schuette, whose office is prosecuting Nassar.Women’s gymnastics coach Kathie Klages resigned earlier this year, but others remain on the job.“We’ve never been given the documents either in litigation or anywhere else to show who knew what when,” said Manly, who added that Michigan State President Lou Anna Simon should resign if she does not release an internal report about the scandal.He also said USA Gymnastics officials should be investigated — possibly by an FBI task force — citing laws that require people in certain professions to report suspected child abuse to children’s protective services.USA Gymnastics said in a statement that it was “very sorry that any athlete was harmed by Larry Nassar” and that it fired Nassar and reported him to the FBI after first learning of concerns in 2015. Manly said the organization never informed Michigan State, however, which had investigated a complaint in 2014 only to clear Nassar.Michigan State spokesman Jason Cody said the university “unequivocally denies” accusations that it covered up misconduct by school administrators. He disclosed for the first time that university police and the FBI conducted a joint investigation earlier this year to determine if any school employees besides Nassar committed crimes.The results were sent to the U.S. attorney for western Michigan, and “we have no reason to believe that any criminal conduct was found,” Cody said in a statement. “For all those involved … I’m so horribly sorry that this was like a match that turned into a forest fire out of control,” he said in a courtroom packed with tearful accusers and others. “I pray the rosary every day for forgiveness. I want them to heal. I want the community to heal.”Nassar, who lost his physician’s license in April, admitted his conduct had no legitimate medical purpose and that he did not have the girls’ consent. The 125 girls and young women who have filed reports of abuse with campus police will be able to speak at his Jan. 12 sentencing.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutThe plea deal in Ingham County calls for a minimum prison sentence of 25 years, but the judge could set the minimum sentence as high as 40 years. Nassar is expected to also plead guilty Nov. 29 in neighboring Eaton County — the location of an elite gymnastics club — resolving state prosecutors’ charges against him. Separately, he is scheduled to be sentenced next month in federal court for possessing child pornography.A former Michigan State Univ. and USA Gymnastics doctor pleaded guilty to sexually assaulting seven girls, saying he is “horribly sorry” and prays “for forgiveness every day.” Three Olympic gold medalists are among his more than 125 accusers. (Nov. 22) Kris Aquino ‘pretty chill about becoming irrelevant’ Don’t miss out on the latest news and information. LATEST STORIES Read Next Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPAcenter_img QC cops nab robbery gang leader, cohort Typhoon Kammuri accelerates, gains strength en route to PH MOST READ Dr. Larry Nassar appears in court for a plea hearing in Lansing, Mich., Wednesday, Nov. 22, 2017. Nasser, a sports doctor accused of molesting girls while working for USA Gymnastics and Michigan State University, pleaded guilty to multiple charges of sexual assault and will face at least 25 years in prison. APLANSING, Michigan — A former sports doctor accused of molesting at least 125 girls and young women while he worked for USA Gymnastics and Michigan State University pleaded guilty Wednesday (Thursday Manila time) to multiple charges of sexual assault and will face at least 25 years in prison.Larry Nassar, 54, admitted to digitally penetrating seven girls, mostly under the guise of treatment at his Lansing-area home and a campus clinic, between 1998 and 2015.ADVERTISEMENT Brace for potentially devastating typhoon approaching PH – NDRRMC Olympic gymnasts Aly Raisman, McKayla Maroney and Gabby Douglas are among the women who have publicly said they were among Nassar’s victims.“You used your position of trust … in the most vile way to abuse children,” Judge Rosemarie Aquilina told Nassar after his plea. “I agree that now is a time of healing, but it may take them a lifetime of healing while you spend your lifetime behind bars thinking about what you did in taking away their childhood.”She called the victims “superheroes for all of America, because this is an epidemic.”They had testified that Nassar molested them with his hands, sometimes when a parent was present in the room, while they sought help for gymnastics injuries. Several accusers were angry with his apology.“The fact that he just thinks, ‘Oh, I pleaded guilty and now you guys can start healing’ is ridiculous to me. I don’t think he truly understands how many people are hurting and how bad people are hurting over this,” said Lindsey Lemke, a Michigan State gymnast.ADVERTISEMENT Stronger peso trims PH debt value to P7.9 trillion Japan ex-PM Nakasone who boosted ties with US dies at 101 View commentslast_img read more

Diabetes- when you are sick

first_imgAlternate NamesSick-day management – diabetesWhat to Expect at HomeWaiting too long to get medical care when you are sick can lead to getting much sicker. When you have diabetes, a delay in getting care can be life threatening. Even a minor cold can make your diabetes harder to control. Uncontrolled diabetes can lead to more serious health problems.When you are sick, keep a close watch on diabetes warning signs. These are:High blood sugar that will not come down with treatmentNauseaVomitingLow blood sugar that will not rise after you eatIf you have any of these warning signs and cannot treat them yourself, call your doctor right away.Sick Day PlanCheck your blood sugar more often than usual (every 2 – 4 hours). Try to keep your blood sugar at less than 200 mg/dL. There may be times when you need to check your blood sugar every hour. Write down all your blood sugar levels, the time of each test, and the medicines you have taken.If you have type 1 diabetes, check your urine ketones (use Ketostix-foil wrapped strips) every time you urinate.Eat small meals often. Even if you are not eating as much, your blood sugar can still get very high. If you use insulin, you may even need extra insulin injections.Do NOT do vigorous exercise when you are sick.If you take insulin, you should also have a glucagon emergency treatment kit prescribed by your doctor. Always have this kit available.Drink Lots of FluidsadvertisementDrink plenty of sugar-free fluids to keep your body from getting dried out (dehydrated). Drink at least 12 8-ounce cups of fluid a day.Fluids you can drink if you are dehydrated are:WaterClub sodaDiet soda (caffeine-free)Tomato juiceChicken brothIf your blood sugar is less than 100 mg/dL or falling quickly, it is OK to drink fluids that have sugar in them. Try to check their effect on your blood sugar, the same way you check how other foods affect your blood sugar.Fluids you can drink if your blood sugar is low:Apple juiceOrange juiceGrapefruit juiceGatorade or other sports drinkTea with honeyLemon-lime drinksGinger aleIf you throw up, do not drink or eat anything for 1 hour. Rest, but do not lie flat. After 1 hour, take sips of soda every 10 minutes.Eating When You Are SickWhen your stomach is upset, try to eat small meals. Try carbohydrates, such as:Bagels or breadCooked cerealMashed potatoesNoodle or rice soupSaltinesGelatin (such as Jell-O)Graham crackersMany foods have the right amount of carbohydrates (about 15 grams) for your sick-day diet. Remember, on sick days it is OK to eat some foods you might not normally eat, if you cannot eat your regular foods. Some foods to try are: cup apple juice cup regular soft drink (non-diet, caffeine-free)1 Popsicle (1 stick)5 Lifesavers candies1 slice of dry toast cup cooked cereal6 saltine crackers cup frozen yogurt1 cup Gatorade or sports drink cup regular ice cream (if you are not throwing up) cup sherbet cup regular pudding (if you are not throwing up) cup regular gelatin/Jell-O1 cup yogurt (not frozen), sugar-free or plainMilkshake made with cup low-fat milk and cup ice cream mixed in a blender (if you are not throwing up)When you are sick, you should try to eat the same amount of carbohydrates that you normally do. If possible, follow your regular diet. If you are having a hard time swallowing, eat soft foods.If you have already taken your insulin and are sick to your stomach, drink enough liquids with the same amount of carbohydrates that you would normally eat. If you cannot keep food or liquids down, go to the emergency room for treatment. You will receive fluids through a tube in your blood vessel (intravenous).If you have a cold, talk with your doctor, diabetes nurse.Diabetes DrugsMost of the time, you should take all of your medicines as you usually do. Do not skip or double up on any medicine unless your doctor tells you to.If you cannot eat your normal amount of carbohydrates, you may need to make a change in your insulin dose or in the dose of your diabetes pills or other injections.When to Call the DoctorCall your doctor if you have:Blood sugars higher than 240 mg/dL for more than 1 dayModerate-to-large ketones for 2 or more testsVomiting or diarrhea for more than 4 hoursAny severe painA fever higher than 100 FTrouble moving your arms or legsVision, speech, or balance problemsIf your doctor does not call back right away, you may need to go to the emergency room. This is especially important if you are vomiting or have diarrhea for more than 4 hours.advertisementReferences American Diabetes Association. Standards of medical care in diabetes — 2012. Diabetes Care. 2012 Jan;35 Suppl 1:S11-63.In the clinic. Type 2 diabetes. Ann Intern Med. 2010 Mar 2;152(1):ITC1-16.Inzucchi SE, Sherwin RS. Type 1 diabetes mellitus. In: Goldman L, Schafer AI, eds. Cecil Medicine. 24th ed. Philadelphia, Pa: Saunders Elsevier; 2011: chap 236.Inzucchi SE, Sherwin RS. Type 2 diabetes mellitus. In: Goldman L, Schafer AI, eds. Cecil Medicine. 24th ed. Philadelphia, Pa: Saunders Elsevier; 2011: chap 237.Review Date:9/4/2012Reviewed By:David C. Dugdale, III, MD, Professor of Medicine, Division of General Medicine, Department of Medicine, University of Washington School of Medicine. Also reviewed by David Zieve, MD, MHA, Medical Director, A.D.A.M. Health Solutions, Ebix, Inc.last_img read more

24 days agoBrighton striker Murray: Potter system a huge learning curve

first_imgAbout the authorPaul VegasShare the loveHave your say Brighton striker Murray: Potter system a huge learning curveby Paul Vegas24 days agoSend to a friendShare the loveBrighton striker Glenn Murray says the players are still adjusting to manager Graham Potter’s methods.He says there is still work to do to hone a playing style preferred by Potter.Murray told The Argus: “It is all a huge learning curve.“We have come so far in the three months the gaffer has been with us and we are going to have afternoons like this (the 2-0 defeat at Chelsea). But we will keep doing it our way and hopefully we have more successful afternoons than not.“It’s full focus on Tottenham. Looking towards picking some points up and then another international break, which is more time to learn the philosophy and get it right.“It is a constant learning curve. Obviously, opponents we come up against are different every week and there are different ways of trying to break them down and get possession of the ball and control the game.” last_img read more

GoodBulk Takes Delivery of Another CarVal Ship

first_imgOwner and operator of dry bulkers GoodBulk Ltd. has expanded its fleet with a 2011-built Capesize vessel, the Aquaenna.The 176,000 dwt bulker, which was constructed by China’s Jinhai Intelligent Manufacturing, was handed over to its new owner on January 9, 2018.Aquaenna is the first ship from the batch of six Capesizes acquired from funds managed by CarVal Investors on December 20. The unit was financed with a combination of cash on hand, availability under existing credit facilities and the issuance of 240,494 new common shares to funds managed by CarVal.Following the share issue to CarVal the company will have 17,463,541 outstanding common shares. The Capesize is currently employed on an index-linked charter until the end of the first quarter of 2018.Including the Aquaenna, GoodBulk currently has a fleet of 12 Capesize vessels, 1 Panamax vessel, and 2 Supramax vessels on the water operating in the spot market, with an additional 10 Capesize vessels expected to be delivered in the first quarter of 2018.last_img read more